| PRODUCT
NAME |
EUROPE
ASSIST |
MMA |
CALL
ASSIST |
ERS STAND ALONE |
Areas
covered |
Home, UK and EU |
Home, UK
and EU |
Home, UK
and EU |
Home, UK and
EU |
|
Service |
Yes |
Yes |
Yes |
Yes |
| Age of
vehicle |
16
years old |
No age
limit |
10 years
old |
No age
limit |
| Motor
cycles |
Yes |
Yes |
Yes |
No |
| Commercial
vehicles |
Only light vans, no more than 2,500kg |
up to 3.5
tonnes GVW |
Up to 7.5
ton at £94.50 UK Only |
No |
| Amount of call outs per
year |
6 |
No
Limit |
6 |
No
maximum amount, however cannot keep calling for the same
problem |
| Number of
passengers |
8 |
8 |
6 |
4 |
| Step and road side - what they will pay for
? |
Call out fee, 1 hrs labour and transport of vehicle and
passengers to suitable repairer |
Call out
fee, labour costs at roadside, cost of taking the vehicle to the
nearest garage and transport of up to 8 passengers to a destination
within 10 miles |
Call out
fees, mileage charges needed to repair or assist with the vehicle,
cost of taking vehicle to nearest garage |
Call out fees and labour charges to start the
vehicle |
| Alternative accommodation? |
Yes, £100 for overnight
accommodation for more than 25 miles from your home. |
Yes, if vehicle
cannot be repaired by the roadside or alternative transport
provided |
Up to £100 Up to
20 miles from your home |
Yes, more than 25 miles from your home |
| Caravan or trailer? |
Yes, if attached to your vehicle |
Yes, if attached to your vehicle |
Yes, if attached to vehicle and no longer than 7 Meters
long |
Yes, if attached to your vehicle |
| Message relay? |
Yes, 2 calls |
Yes, urgent calls to immediate family or business
partners |
Yes, 2 calls |
Yes, they will contact your family or
colleagues |
| Vehicle recovery - Where? |
Home, original UK destination, repairer of their
choice |
Home, garage or single address anywhere else |
Home, garage or original destination |
You and up to 4 passengers to any one place you
choose |
| Onward transport limit UK |
Up to £100 |
Either take you and 8 passengers to destination of your
choice within 10 miles or reimburse taxi fares up to 20
miles |
Up to £100 |
Up to £50 for alternative transport |
| Cover |
Optional at £ |
No more than 90 days per trip however no maximum amount
of trips stated |
No more than 90 days per policy Year |
Included up to 31 days per trip no more than 90 Days
total for the year |
| Roadside Breakdown |
Up to £250 |
Up to £2,500 |
Up to £60 |
Up to £150 |
| Or broken Keys |
No costs for locksmiths will be reimbursed |
They will try to arrange for the services of a locksmith
but policy holder will have to pay for them |
If you lose or break your keys they will pay for the call
out and mileage back to recovery base or home |
Loss of ignition keys and broken keys are covered, they
would be taken to a destination of their choice but locksmith costs
not covered |
| Unable to repair in EU onward
transport |
Up to £750 |
Maximum of 14 days hire car or 2nd class rail
fare |
Up to £100 or 2nd class rail fare |
Up to £1400 |
| Alternative driver |
Yes |
Yes |
Yes |
Yes |
| Alternative accommodation |
Up to £100 |
Overnight accommodation offered £30 per person per
day |
£240 or £40 per person up to 6 passengers |
They will refund the cost of necessary emergency
overnight accommodation |
| Re-patriation |
Yes |
Yes |
Yes |
Yes |