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Commercial combined insurance

Towergate Riskline commercial combined insurance provides a tailored insurance solution to meet your business insurance needs in a single policy.

Our covers have been designed to cater for manufacturers, engineers and wholesalers, providing a cost-effective way to protect a range of potential risks that could befall your business. We will discuss your requirements and identify issues that could affect your business. This ensures that the commercial combined insurance cover we arrange is tailored to individual company needs.

Key features

• Property damage -
• Loss or damage to buildings, stock and all other contents
• Cover available for a range of perils including fire, accidental damage and theft
• Business interruption
• Money
• Liabilities: public, products and employers
• Goods in transit
• Computer insurance - specialist wordings to include reinstatement of data and breakdown
• Personal accident
• Engineering insurance and inspection
• Terrorism

Excesses

• From £250 depending on insurer and cover

Exclusions

• These will vary from policy to policy and the insurance covers you select. We will provide details at the time of quotation, but please note where cover is arranged on an 'All Risks' basis exclusions will apply for example corrosion, rust, electrical mechanical breakdown, depreciation, wear and tear, gradual causes, damage whilst items are being cleaned, repaired altered adjusted or maintained (this list is not exhaustive)
• Terrorism, war, invasion or act of a foreign enemy

For more information on this commercial combined insurance please go to the frequently asked questions section.