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Home insurance

As your home and contents are probably your most important investment it is vital they are properly protected against the unexpected. We can offer insurance protection suitable to meet the needs of a wide range of households - from the modest home to larger high-net-worth properties and contents. We have access to a wide range of products that can be tailored to suit your needs.

Key features

• Buildings only
• Contents only
• Discounts apply to building and contents insured on the same policy
• Excesses from £50
• New for old basis of claims settlement (other than clothing and household linen)
• Personal liability
• Employers liability for staff such as nannies
• Identity theft
• Emergency Home Assistance

Note we have policies that automatically include all cover sections and others that can be tailored to include the additional covers you require.

• Options to include
• Accidental damage option
• Pedal cycles
• Worldwide all risks personal possessions cover
• Specified basis for items over £1500
• Money
• Food in freezers
• Legal protection

In addition to the above other specialist policies are available for the following:

Non standard products include:

• Towergate Thatched Properties
• Towergate Prime Let
• Towergate Underpinned
• Towergate Unoccupied

For more information on home insurance please go to the frequently asked questions section.