• Liability insurance

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Liability insurance

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Liability insurance FAQ

 

I have heard that someone wants to make a claim against me what do I do now?

As soon as you become aware of a claim or potential claim being made against you for injury or damage:
  • Notify us so that we may alert your insurers
  • Do not ignore or dispose of any letter from any representative of or anyone making a claim against you. The claim is unlikely to go away and the situation will only get worse if not attended to promptly
  • Pass all correspondence on to us unanswered

One of my employees had just had an accident at work, what should I do?

We recommend that you:
  • Report all accidents to your insurers
  • Meet your legal obligation to record accidents in your accident book
  • Do not accept responsibility or agree to pay compensation even if you think it is obvious that it is your fault
  • Allow your insurers to investigate and advise you of the best course of action to be taken
If you accept liability before referral to your insurers then you could prejudice your and your insurers ability to deal with any claim made against you.
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