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Restaurant insurance

Towergate Riskline recognise the challenging nuances of running a restaurant business. When you call Towergate Riskline, you will deal with knowledgeable insurance professionals who will work with you to efficiently identify your restaurant's requirements. Using our specially-negotiated facilities we will advise you on a tailored insurance solution providing bespoke cover for your restaurant business.

Key features

• Loss or damage to contents on an 'All Risks' basis
• Glass
• Business interruption
• Money including personal accident (assault)
• Employer's liability - £10,000,000 any one claim
• Public liability - £2,000,000 any one claim - higher limits available
• Products liability - £2,000,000 aggregate limit - higher limits available

Optional

• Deterioration of refrigerated stock
• Buildings
• Goods in transit
• Loss of licence

Excesses

• From £250

Exclusions

• Where cover is arranged on an 'All Risks' basis exclusions will apply for example corrosion, rust, electrical mechanical breakdown, depreciation, wear and tear, gradual causes, damage whilst items are being cleaned, repaired altered adjusted or maintained (this list is not exhaustive)
• War, invasion or act of a foreign enemy
• Terrorism

For more information on this restaurant insurance please go to the frequently asked questions section.