Van insurance FAQ

No. Commercial vehicle policies do not contain a driving any other vehicle extension.

When adding a driver to a policy we will need to know:

• The drivers full name
• Their date of birth
• The date they obtained their full driving licence
• If the driver has had any claims or accidents in the past three years
• If the driver has had any convictions in the past five years
• If the driver has any disabilities we should be aware of
• The drivers occupation
• Will they be an occasional or main driver?

If whilst driving your vehicle, you are involved in a collision which is your fault injuring a member of the public or damaging their property. The policy will pay compensation to the other party to cover their injuries and damage. Unlimited cover is provided for injuries, but most policies include a limit for Property Damage, this will at least meet the minimum legal requirement of £1million.

This provides the same cover as third party only, but also pays for loss or damage to your vehicle by fire or theft only.

This provides the same cover as third party fire and theft but in addition covers your vehicle for accidental and malicious damage.